30 Year Fixed Rate
 Rate  APR  Points
 3.625%  3.926%  2.000%
 4.000%  4.136%  0.000%
Home Equity Line of Credit
 Rate  APR  Points
 3.875%  3.875%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 2.875%  3.349%  1.625%
 3.250%  3.487%  0.000%