30 Year Fixed Rate
 Rate  APR  Points
 3.750%  4.000%  1.375%
 4.000%  4.136%  0.000%
Home Equity Line of Credit
 Rate  APR  Points
 3.875%  3.875%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 3.000%  3.494%  1.750%
 3.375%  3.613%  0.000%